Dear C/O Debt Free League,

We appreciate you clients willingness to settle their account. This letter confirms the settlement arrangement we agreed to on 04/14/08.

• Your client aggress to pay at least $516.27 by 04/30/08 to settle the account
  
• We agree to forgive the remaining balance on this account after the payment posts and clears. We will submit a request to the credit bureaus to update your client’s credit profile.

If you have not already done so, there are several convenient ways to make the payment

• Call us at 1-800-825-5885 to use our convenient Pay-By-Phone service.
• Visit our website at www.providian.com OR www.wamucards.com to make an online payment.
• Mail the check or money order, payable to Washington Mutual to
  
  Payment Processing Center
  1100 East Arbrock Blvd,
  Arington Tx 76014-3341
  

We must receive the payment by 04/30/08. If your are mailing the payment, please allow 7 to 10 days for the payment to reach us. If you have already arranged for payment using our pay-by-phone service. We will process the payment on the dates agreed to when your arrangement was booked. The payment will post to your client’s account by the due date above.

Please keep in mind, if we don’t receive at least $516.27 by 04/30/08 or if the payment does not clear, collection efforts will resume on the full balance due.

If you have any questions, please call us at 1-800-825-5885. We are available between 5:00 a.m. and 2:00 p.m. Monday through Friday Pacific Time. Competing this arrangement an important step on the road to financial health.

Sincerely,

Washington Mutual

When we discharge $600 or more in principal on any account we are required to file a Form 1099-C with the internal Revenue Service and we will provide your client with a copy of the form.
*Please allow up to 60 days for the credit bureaus to update their records and for the monthly billing statement to reflect a zero balance.
**A fee of up to $14.95 may apply if you choose expected same day on-line payment through our website.